Whether you’re saving for a big purchase or simply tightening up your budget, finding ways to stretch your hard-earned paycheck can make all the difference in hitting your target. With a little planning and a lot of patience, the following strategies can help you become a savings pro in no time.
1. Know Your Expenses – First things first: Plan a budget. Know exactly how much money you need to pay your necessities like rent, mortgage, phone bill, electricity, food, etc. Once those are covered, budget in nice-to-have things like clothes, entertainment, going out for dinner, etc. Knowing how much you spend will help you see any gaps and where you can buckle down on.
2. Never Pay Full Price – Why pay full price when you have exclusive access to sites like this one here – brimming with employee discounts on everything you and your family need. From unforgettable family vacations to everyday essentials, you’ll find we have the best deals to help you save big so you never have to pay full price again.
3. Plan for the Sales – Limited-time sales. Holiday sales. You name it, be on the lookout for our sales, offering even deeper discounts on your favorite brands and experiences. Beyond our online savings platform, make sure to plan shopping trips to brick-and-mortar stores around the sales. Plus, spend a few minutes looking up discount codes, coupons and ads online or in the paper to take with you for even more savings.
4. Clip Coupons – Speaking of coupons, there is nothing like saving money via clipped coupons. You can find a coupon for just about anything these days. Look online and in local papers to find some great deals. Coupons are especially great for grocery stores. Many stores have coupon days where you can use multiple coupons at once. Find those days and take advantage!
5. Sign Up for Rewards Programs – Many of your favorite stores likely offer rewards programs. Signing up for these is a great way to get extra discounts that aren’t offered publicly. The discounts usually come via text or email and can be upwards of 20% off.
By Jena Pugh
5 Ways to Stretch Your Paycheck
